Galloway Township, NJ Property Taxes: What to Know

If you're looking at homes in Galloway Township, or you just opened your own tax bill and want to understand the number on the page, here's how Galloway's property taxes actually work, using current township, county, and state figures.

How Your Galloway Township Tax Bill Is Calculated

Every property in Galloway is assigned an assessed value by the Municipal Tax Assessor's office, set as of October 1 each year. Your annual bill is that assessed value multiplied by the township's general tax rate, expressed per $100 of assessed value. For 2025, Galloway's general tax rate was 3.390, meaning $3.39 in tax for every $100 of assessed value, according to NJ Division of Taxation records. That combined rate funds the municipal budget, the school district, and the county budget together, and it's reset every year.

What the Average Galloway Tax Bill Looks Like

The average residential property tax bill in Galloway Township was $5,840 in 2025, per the NJ Division of Taxation's Average Residential Statistics report. That's an average across the whole township, not a prediction for any single home. If you're evaluating a specific property, its assessed value and prior tax bill are public record and easy to pull.

Why Your Assessed Value Isn't Your Home's Market Value

Atlantic County calculates an annual equalization ratio, the relationship between assessed values and true market values across the township. For 2025, Galloway's equalization ratio was 61.62%, according to the county's Final Equalization Table. In plain terms, assessed values were running at roughly 62% of estimated market value that year. This ratio matters most when you're deciding whether to appeal, since an appeal comes down to whether your assessed value, divided by the current ratio, lines up with what your home could actually sell for.

When Galloway Township Property Taxes Are Due

Tax bills are typically issued in June and payable quarterly:

• August 1
• November 1
• February 1
• May 1

Interest starts accruing on unpaid balances after the 10th day of the month payment is due, per the Galloway Township Tax Collector.

How to Appeal Your Galloway Township Assessment

If you think your assessment is out of line with market value, you can appeal to the Atlantic County Board of Taxation. This deadline follows the same rule every year rather than a single fixed date, so use the rule below to find your specific window – if you're reading this outside that window, the current year's appeal period has already closed and you'll need to wait for next year's assessment notice:

• Deadline: April 1 each year (May 1 for municipalities completing a revaluation or reassessment that year), or 45 days from the date the county mails assessment notices, whichever is later. Notices typically go out in the first half of February, so in practice this window closes early in the year – by summer or fall, that year's appeal period is over.
• How to file: Form A-1 (Petition of Appeal), submitted to the Atlantic County Board of Taxation with copies to the Galloway Municipal Assessor and Municipal Clerk.
• Where: Atlantic County Board of Taxation, 5909 Main Street, 2nd Floor, Mays Landing, NJ 08330 – (609) 645-5820.
• Assessments over $1,000,000 may be filed directly with the NJ Tax Court in Trenton instead.

This is a general overview, not legal or tax advice. The Atlantic County Board of Taxation and a qualified NJ property tax attorney or appraiser are the right resources to confirm your specific numbers and timeline.

Property Tax Relief Programs for NJ Homeowners

A few statewide programs can reduce the effective cost of property taxes for eligible homeowners. As of 2026, New Jersey has combined its major relief programs into one application, and the details below reflect that current setup – but eligibility rules and deadlines can still shift year to year, so treat this as a starting point and confirm current details before relying on them:

• ANCHOR, Senior Freeze, and Stay NJ are now filed together through a single Property Tax Relief application instead of three separate programs. Homeowners can apply online at propertytaxreliefapp.nj.gov, or by mailing one Form PAS-1 that covers all three programs. The filing deadline for the current benefit year is November 2, 2026.
• ANCHOR – property tax relief for eligible homeowners and renters, regardless of age.
• Senior Freeze (Property Tax Reimbursement) – for eligible senior and disabled homeowners who meet income limits.
• Stay NJ – a property tax credit for qualifying homeowners age 65 and older. Under the FY2027 NJ Appropriations Act (signed June 30, 2026), Stay NJ carries a $200,000 household income cap, with maximum benefits of $6,500, $5,000, or $4,000 depending on income, paid in two installments during the second half of 2026. Eligibility generally requires being 65 or older, having owned and occupied the home for the full tax year, and that the property is subject to property taxes (or a PILOT payment).
• Full details and current-year deadlines are on the NJ Division of Taxation's ANCHOR page and the Stay NJ page.

What This Means If You're Buying in Galloway

The general tax rate alone isn't a clean way to compare Galloway to other Atlantic County towns, since assessed values and equalization ratios differ town to town. The more useful number is the actual current tax bill on the specific property you're considering, which I can pull from public tax records as part of evaluating any listing. For a closer look at what it’s like living in Galloway Township — housing, getting around, municipal services, and local life — see the full Galloway Township guide.

About Deanna: Deanna Aponte is a REALTOR® Associate with CENTURY 21 Atlantic Professional Realty, serving Atlantic County and the greater South Jersey area. She works with buyers and sellers throughout the region and focuses on straightforward advice and personal follow-up over sales pressure. Thinking about buying or selling in Atlantic County? Reach Deanna directly: Cell 609.992.2159 | Office 609.652.6000.